BREATHE PARTNER PROGRAMME FOR INSURERS AND BROKERS

Support your SME customers with better people management

Every year, people-related issues drive a significant share of employers' liability, public liability and professional indemnity claims. But most small businesses don't have the tools or expertise to manage them before they escalate.

Breathe is a people management platform used by more than 17,000 UK SMEs. We help businesses with 5 to 150 employees bring structure to their HR and health and safety, so risks are caught earlier and claims are less likely to happen

17K+

UK SMEs using Breathe

89%

Improved accuracy in people records

5-150

Built for growing businesses

What happens when SMEs get people management right

When your SME customers have the right tools, the picture changes:

  • Absences are tracked properly, with records that hold up if things escalate

  • Grievances and disputes follow clear, documented processes

  • Burnout and turnover patterns are spotted early, not after the issue has escalated

  • Health and safety is part of daily operations, not a reactive afterthought

Breathe gives SMEs the structure to manage their people well, so the risks that sit behind avoidable claims are caught earlier or prevented altogether.

Why this matters for the insurance sector

The strongest client relationships aren't built on price. They're built on helping people see risks they didn't know they had, and giving them practical ways to manage them.

That's where Breathe fits in.

When your customers use Breathe, they get:

  • Structure around absence, performance and employee records, so when something goes wrong, there's a clear trail

  • Health and safety tools built into daily operations, with visibility and accountability

  • Early warning signals like rising absence rates or incomplete documentation, before they become claims

  • A system non-specialists can actually use, built for founders, office managers and ops leads, not just HR professionals 

Badge of honor

What this looks like for your customers

Without the right tools, most SMEs track absence informally, handle disputes without a clear process and only think about health and safety after something's gone wrong.

With Breathe, that changes. Your customers get centralised records with a clear audit trail, guided workflows for grievances and disputes, embedded H&S tools including risk assessments and incident logs, and dashboards that surface early warning patterns before they become bigger problems. 

Partner with Breathe

"Breathe is a highly valuable tool for our SME clients. The platform reduces time, costs, and organisational risk, particularly in areas such as compliance, employee relations, and record‑keeping."

Tee Aujlay, Head of HR Services

Howden Testimonal - Insurance Page

Handshake

Why insurers choose Breathe

Business Icon

Designed for UK SMEs

Built for founders, ops leads and office managers, not just HR specialists. So more people actually use it, and keep using it.

safe-stroke-rounded

Focused on risk that matters

We focus on accountability, consistency and evidence, the things that directly affect claims.

record icon

Preventative by design

Early signals, clear ownership and structured records reduce escalation over time.

balance-scale-solid-rounded

Simple to get started, even at scale

No complex integrations or operational burden. Breathe manages onboarding, support and ongoing usage.

How the partnership works

1

We help you understand the opportunity

A short conversation to explore how people risk connects to your SME portfolio and where Breathe adds value for your customers

2

You introduce Breathe as part of your customer offering

Something that helps your customers run a tighter operation and reduce their exposure to avoidable claims.

3

We take care of the rest

Onboarding, setup, training and ongoing support for your customers. No complex integrations. No operational burden on your team.

4

Your customers get stronger over time

Better processes, clearer records and fewer of the people-related issues that lead to claims.

Image representing elements from the breathe product, a guy in a shirt an tie talking to a lady.

What you get as a partner

  • Dedicated partner support with a named contact who understands the insurance sector

  • Insurance-specific resources including guides, conversation starters and collateral designed for how you work 

  • Ongoing updates as we launch new features, as a Partner, you'll be first to know 

  • Commercial benefits with recurring revenue and incentives 

People sitting at desk comparing offline content, breathe helps manage this online

Built for the businesses you insure

Breathe is designed for UK SMEs, the same businesses that make up your book:

  • 5 to 150 employees, the size where people risk is highest and HR resource is lowest 

  • No internal HR team, so they need something simple, not enterprise software 

  • Across every sector, from construction to professional services, retail to healthcare

SME potter at her desk looking at spreadsheets

Partner with Breathe

If you're curious about the link between people risk and your SME portfolio, or you just want to see what other insurance partners have discovered, we'd love to have a chat.

  • Used by over 17,000 SMEs
  • Stronger customer relationships
  • HR and health and safety in one place